Overdraft Limits - Flexible Access to Funds
An overdraft facility allows you to access funds against your property as per an approved limit. You can withdraw as needed and pay interest only on the amount utilized.*
Key Features- OD Limit Based on Property Value*
- Pay Interest Only on Used Amount*
- flexible Usage for Business or Personal Needs
- Revolving Credit Facility*
- Salaried & Self-Employed Individuals
- Business Owners
Documents Required
- 3 Years Audited Financials with ITR & All Annextures
- 1 Year Account Bank Statements
- KYC (Adhar, Pan)
- Passport size photograph
- Last 3 Years 26AS / Form 16
- All Running Loan Statements
- Property Documents with complete chain
- Company KYC (If Company Case)
Note : The final list of required documents may vary based on the lender’s policies and the applicant’s profile.
Compare Loan Rates from Trusted Lenders
Explore multiple loan options and select the one that fits your requirements.
| Lender | Interest Rates |
|---|---|
| HDFC Bank | Starting from 9.50% |
| Axis Bank | Starting from 9.00% |
| HSBC Bank | Starting from 7.85% |
| HDFC Bank | Starting from 8.50% |
| ICICI Bank | Starting from 9.00% |
| Kotak Mahindra Bank | Starting from 9.10% |
| IDFC Bank | Starting from 8.90% |
| SBI Bank | Starting from 9.50% |
| Bajaj Finance | Starting from 9.15% |
| PNB Housing Finance | Starting from 9.30% |
Loan Eligibility Made Simple
Clear guidelines to help you qualify easily for your loan.
Salaried Individuals
- Age limit: Age between 21 – 65 years
- Job criteria: Minimum 3 years work experience
Self-Employed Individuals
- Age limit: Age between 21 – 65 years
- Business criteria: Business running for at least 3 years
